Truth in Lending Act

BNPL Regulation Debate Heats Up as Comment Period Closes
BNPL Regulation Debate Heats Up as Comment Period Closes
July 31, 2024  |  Buy Now Pay Later

Klarna argues for a bespoke regulatory framework, while AARP supports the rule, emphasizing the need for consumer protections as buy now, pay later (BNPL) usage...

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Affirm Asks CFPB to Consider Unique Business Model of BNPL
Affirm Asks CFPB to Consider Unique Business Model of BNPL
July 29, 2024  |  BNPL

With the Consumer Financial Protection Bureau (CFPB) winding down its commentary period for potential buy now, pay later regulations, Affirm Friday (July 26) submitted a...

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Connecticut Department of Banking Issues Guidance on Small Loan Rules
Connecticut Department of Banking Issues Guidance on Small Loan Rules
September 13, 2023  |  Regulation

The Connecticut Department of Banking has issued new industry guidance regarding the Small Loan Lending and Related Activities Act. These changes in the regulation are set to come into...

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JPMorgan Chase Settles Class-Action Suit Accusing Bank Of Overcharging Credit Fees On Digital Currency Buys
JPMorgan Chase Settles Class-Action Suit Accusing Bank Of Overcharging Credit Fees On Digital Currency Buys
March 12, 2020  |  Cryptocurrency

Plaintiffs in a case that alleged JPMorgan Chase charged clients too much for buying digital currencies with their credit cards have reportedly arrived at a...

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CFPB Sues Citizens Bank For Violating Truth In Lending Act
CFPB Sues Citizens Bank For Violating Truth In Lending Act
January 31, 2020  |  CFPB

The Consumer Financial Protection Bureau (CFPB) filed a lawsuit on Thursday (Jan. 30) against Citizens Bank over alleged violations of the Truth In Lending Act...

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CFPB Sues Cos Making Loans Against Future Pension Payments
CFPB Sues Cos Making Loans Against Future Pension Payments
September 14, 2018  |  CFPB

The Consumer Financial Protection Bureau (CFPB) announced that it has filed a complaint against multiple parties, accusing them of making loans against future pension payments....

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California Nears SMB Borrower Protection Rules
California Nears SMB Borrower Protection Rules
September 07, 2018  |  B2B Payments

California continues its efforts to extend borrower protection rules to small businesses (SMBs), with new support for the initiative from SMB advocates and an approval...

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CFPB Reaches $335M Settlement With Citibank
CFPB Reaches $335M Settlement With Citibank
June 29, 2018  |  Banking

After Citibank, N.A. allegedly violated the Truth in Lending Act by failing to reevaluate and reduce the annual percentage rates (APRs) of consumer credit card accounts,...

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Lawmaker Queries Alt-Lenders With Concerns Over ‘Trapped’ Small Biz Borrowers
Lawmaker Queries Alt-Lenders With Concerns Over ‘Trapped’ Small Biz Borrowers
July 28, 2017  |  B2B Payments

One U.S. lawmaker has begun to inquire about SMB alternative lending practices, according to JD Supra news reports. Rep. Emanuel Cleaver II (D-Mo.) has reportedly sent letters...

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